As June 2025 rolls in, Ontario residents are gearing up for another round of financial support through the Ontario Trillium Benefit (OTB).
This tax-free monthly payment, managed by the Canada Revenue Agency (CRA) and funded by the Ontario government, is a lifeline for low- and middle-income households struggling with rising costs like rent, property taxes, energy bills, and sales taxes.
Whether you’re a renter, homeowner, or living in a northern Ontario district, the OTB could deliver hundreds—or even thousands—of dollars to your bank account this month.
In this comprehensive guide, we’ll break down everything you need to know about the Ontario Trillium Benefit for June 2025, including payment dates, eligibility criteria, how much you could receive, and tips to maximize your benefits.
Table of Contents
What is the Ontario Trillium Benefit (OTB)?
The Ontario Trillium Benefit (OTB) is a tax-free, government-funded program designed to ease the financial burden of living in Ontario.
It combines three distinct credits into a single payment, helping eligible residents cover essential expenses like housing, energy, and sales taxes.
Administered by the Canada Revenue Agency (CRA), the OTB is a cornerstone of Ontario’s efforts to support low- and middle-income households.
The Three Components of the OTB
The OTB is made up of three credits, each targeting specific financial challenges:
Ontario Sales Tax Credit (OSTC): Helps offset the provincial sales tax you pay on everyday purchases, such as groceries, clothing, and services.
Ontario Energy and Property Tax Credit (OEPTC): Supports residents who pay rent, property taxes, or energy costs, including those living on reserves or in public long-term care facilities.
Northern Ontario Energy Credit (NOEC): Provides additional relief for residents in northern Ontario districts facing higher energy costs due to colder climates.
By bundling these credits, the OTB ensures eligible Ontarians receive tailored financial support based on their circumstances, such as income, family size, and location.
Who Qualifies for the Ontario Trillium Benefit in June 2025?
To receive the OTB payment in June 2025, your eligibility is determined based on your 2023 income tax return.
Even if you had no income in 2023, filing a tax return was essential to qualify.
Here’s a detailed look at the eligibility criteria:
General Eligibility Requirements
Age: You must be at least 18 years old by December 31, 2023, or have a spouse, common-law partner, or dependent child living with you.
Residency: You must be a resident of Ontario.
Tax Filing: You (and your spouse or common-law partner, if applicable) must have filed a 2023 income tax return.
Income: The OTB is targeted at low- and middle-income households, with payment amounts adjusted based on your adjusted net income.
Specific Eligibility for Each Credit
Each component of the OTB has additional requirements:
Ontario Sales Tax Credit (OSTC):
- You must be at least 19 years old by the end of 2023.
- No additional forms are required; eligibility is automatically assessed based on your tax return.
- If you’re part of a couple, the credit is typically paid to the spouse whose tax return is processed first, unless one partner is 64 or older, in which case it goes to the older spouse.
Ontario Energy and Property Tax Credit (OEPTC):
- You must pay rent, property taxes, or energy costs, or live in a public long-term care facility or on a reserve.
- You must have completed Form ON-BEN when filing your 2023 tax return.
- Only one spouse or partner needs to apply for the household.
Northern Ontario Energy Credit (NOEC):
- You must reside in one of the following northern Ontario districts: Algoma, Cochrane, Kenora, Manitoulin, Nipissing, Parry Sound, Rainy River, Sudbury, Thunder Bay, or Timiskaming.
- Form ON-BEN is also required for this credit.
Special Notes for Couples
If you have a spouse or common-law partner, both of you must have filed 2023 tax returns.
The OTB payment is calculated based on your combined adjusted net income, ensuring fairness in determining the benefit amount.
How Much Can You Get from the Ontario Trillium Benefit in June 2025?
The amount you receive from the OTB depends on several factors, including your income, age, family status, and where you live in Ontario.
Each of the three credits has a maximum payout, and your total benefit is the sum of the credits you qualify for, divided into monthly payments or issued as a lump sum.
Maximum Payouts for Each Credit
Here’s a breakdown of the maximum amounts for the 2024-2025 benefit year:
Ontario Sales Tax Credit (OSTC):
- Up to $360 per person for you, your spouse, and any dependent children under 19.
- Example: A family of four (two adults and two children) could receive up to $1,440 annually.
Ontario Energy and Property Tax Credit (OEPTC):
- Up to $1,248 for individuals aged 18–64.
- Up to $1,421 for individuals aged 65 or older.
- Additional supplements:
- $277 for residents living on a reserve or in a public long-term care home.
- $25 for those who lived in a student residence in 2023.
Northern Ontario Energy Credit (NOEC):
- Up to $180 for single individuals.
- Up to $277 for families (married or common-law couples, or single parents with children).
Payment Structure
Monthly Payments
If your total OTB entitlement exceeds $360, the CRA divides it into 12 monthly payments, issued around the 10th of each month.
Lump-Sum Payment
If your total benefit is $360 or less, you would have received a one-time payment in July 2024.
Alternatively, if you opted for a single annual payment, you’ll receive the full amount in June 2025.
Maximum Potential
A senior couple living in northern Ontario, paying rent or property taxes, could receive up to $3,496 annually (2 x $1,421 for OEPTC + 2 x $360 for OSTC + $277 for NOEC).
How to Estimate Your Benefit
For a precise estimate, use the CRA’s Child and Family Benefits Calculator available on their website or log into your CRA My Account to review your entitlement notice.
These tools factor in your income, family size, and location to provide a personalized estimate.
How to Apply for the Ontario Trillium Benefit
Applying for the OTB is straightforward, but it requires you to file your income tax return.
Here’s a step-by-step guide to ensure you receive your June 2025 payment:
File Your 2023 Tax Return:
Submit your income tax return to the CRA, even if you had no income.
Ensure your spouse or common-law partner also files their return if applicable.
Complete Form ON-BEN (if needed):
For the Ontario Sales Tax Credit, no additional forms are required; eligibility is automatically assessed.
For the Ontario Energy and Property Tax Credit and Northern Ontario Energy Credit, complete Form ON-BEN when filing your return.
Most tax software prompts you to fill out this form during the filing process.
If you’re part of a couple, only one spouse needs to submit Form ON-BEN, typically the older partner if one is a senior.
Wait for CRA Approval:
Once your tax return is processed, the CRA will send a Notice of Entitlement detailing your OTB amount and payment schedule.
If approved, payments will begin automatically, with the June 2025 payment arriving on June 10.
Tips for Success:
File your taxes early to avoid delays in receiving your OTB.
Double-check that your personal information (e.g., address, marital status) is accurate on your tax return.
If you move, update your address with the CRA to ensure payments are sent to the correct account.
Is the Ontario Trillium Benefit Taxable?
Good news: The OTB is 100% tax-free.
Whether you receive monthly payments or a lump sum, you don’t need to report the OTB as income on your tax return.
This means it won’t affect your tax refund, balance owing, or eligibility for other benefits.
The OTB is designed to put money back in your pocket without adding to your tax burden.
Ontario Trillium Benefit Payment Dates for 2025
The CRA issues OTB payments on or around the 10th of each month.
If the 10th falls on a weekend or holiday, the payment is deposited on the last business day prior.
For June 2025, the payment is scheduled for Tuesday, June 10.
Here’s the complete OTB payment schedule for the remainder of 2025:
- July 10, 2025 (Thursday)
- August 8, 2025 (Friday)
- September 10, 2025 (Wednesday)
- October 10, 2025 (Friday)
- November 10, 2025 (Monday)
- December 10, 2025 (Wednesday)
Note
If your total OTB entitlement for the year was $360 or less, you received a one-time lump-sum payment in July 2024.
If you chose an annual payment instead of monthly disbursements, your full benefit will arrive in June 2025.
Tips to Maximize Your Ontario Trillium Benefit
To ensure you’re getting the most out of the OTB, follow these actionable tips:
File Your Taxes Annually:
Even if your income is low or zero, filing a tax return is mandatory to qualify for the OTB. Missing a filing deadline could delay or cancel your payments.
Double-Check Eligibility for All Credits:
Review whether you qualify for the OSTC, OEPTC, and NOEC.
For example, northern Ontario residents often overlook the NOEC, which can add up to $277 annually.
Use the CRA’s Online Tools:
Log into CRA My Account to track your payment status, view entitlement notices, or update your personal information.
Use the CRA Benefits Calculator to estimate your payment and plan your budget.
Consider Monthly vs. Lump-Sum Payments:
Monthly payments help with regular budgeting, while a lump-sum payment in June can be useful for larger expenses like home repairs or debt repayment. Choose the option that best suits your financial needs when filing your taxes.
Stay Informed About Updates:
The CRA occasionally adjusts OTB amounts or eligibility criteria based on inflation or policy changes.
Check the CRA website or follow trusted financial news sources for updates.
Why the Ontario Trillium Benefit Matters in 2025
With inflation and rising living costs continuing to challenge Ontarians, the OTB is more critical than ever.
For many households, these payments provide a financial cushion to cover essentials like rent, utilities, or groceries. For example:
- A single senior in northern Ontario could receive over $1,600 annually, enough to cover several months of utility bills.
- A family of four in Toronto could get up to $1,440 from the OSTC alone, easing the burden of sales taxes on daily purchases.
By understanding and applying for the OTB, you can unlock significant savings and reduce financial stress in 2025.
Don’t Miss Out on Your June 2025 OTB Payment
The Ontario Trillium Benefit is a powerful tool for Ontarians to combat rising living costs.
With payments arriving on June 10, 2025, now is the time to ensure you’re eligible, have filed your 2023 tax return, and completed Form ON-BEN if needed.
Whether you’re receiving a monthly deposit or a lump-sum payment, the OTB can provide up to $1,421 for seniors, $1,248 for younger adults, or additional funds for families and northern residents.
Take action today: log into your CRA My Account, estimate your benefit, and make sure your tax return is filed.
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