As a parent in Canada, exciting news awaits!
Starting this July, your Canada Child Benefit (CCB) payments may see a significant increase, thanks to inflation adjustments and additional provincial or territorial top-ups.
The new 2025–26 benefit year brings changes based on your 2024 tax return, and some regions are sweetening the deal with extra payments.
Whether you’re in British Columbia, Ontario, or Nunavut, here’s everything you need to know about the enhanced CCB payments hitting your bank account as early as July 18, 2025.
Get more details of this financial boost for Canadian families!
Table of Contents
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a tax-free monthly payment designed to help Canadian families with the cost of raising children under 18.
Administered by the Canada Revenue Agency (CRA), the CCB is income-tested, meaning the amount you receive depends on your adjusted family net income from the previous tax year.
For the 2025–26 benefit year, the federal government has increased CCB payments by 2.7% to keep pace with inflation, ensuring families can better manage rising costs.
This year, eligible families could receive up to $666 per month for each child under 6 and $562 per month for each child aged 6 to 17.
These increased amounts will start with the July 18 payment, giving parents a little extra to cover essentials like groceries, school supplies, or extracurricular activities.
But here’s the kicker: depending on where you live, your province or territory might add extra payments to your CCB, boosting your monthly deposits even further.
These regional top-ups are fully funded by provincial or territorial governments but conveniently included in your CCB payment by the CRA.
Some of these extras are also getting an inflation adjustment for 2025–26, making this a great time to understand what’s available in your area.
Provincial and Territorial CCB Top-Ups for 2025–26
Nine provinces and territories offer additional child benefit payments that are bundled with the federal CCB.
Below, we break down what families in each region can expect, including maximum amounts, income thresholds, and any changes for the 2025–26 benefit year.
Let’s explore how these bonuses can make a difference for your family!
- British Columbia: B.C. Family Benefit (BCFB)
In British Columbia, families receiving the CCB may qualify for the B.C. Family Benefit (BCFB).
However, note that 2025–26 payments are slightly lower than last year due to the expiration of a temporary bonus introduced in 2024.
The new monthly maximums are:
- $145.83 for the first child
- $91.67 for the second child
- $75 for each additional child under 18
- $41.67 extra for single-parent families
Families with an adjusted family net income below $29,526 receive the full amount.
Payments gradually decrease as income rises, but you’re guaranteed at least $60 per child per month if your income is under $94,483.
While the end of the 2024 bonus means slightly smaller payments, the BCFB remains a valuable support for B.C. families.
2. New Brunswick: Child Tax Benefit and More
New Brunswick offers multiple supports for families through the New Brunswick Child Tax Benefit (NBCTB) and the New Brunswick Working Income Supplement (NBWIS).
For 2025–26, the amounts remain unchanged:
NBCTB: Up to $20.83 per child under 18 monthly, phasing out if your adjusted family net income exceeds $20,000.
NBWIS: An additional $20.83 per family monthly for families with earned income between $10,000 and $20,921, with partial payments for those outside this range.
Families may also receive the New Brunswick School Supplement (NBSS), a one-time $100 per child (aged 5–17) payment included in the July CCB deposit for families with incomes of $20,000 or less.
These benefits provide a lifeline for low-income families in New Brunswick.
3. Newfoundland and Labrador: Child Benefit and Nutrition Support
The Newfoundland and Labrador Child Benefit (NLCB) supports low-income families with children under 18.
The 2025–26 maximum monthly amounts are:
- $152.16 for the first child
- $161.33 for the second child
- $173.25 for the third child
- $186.16 for the fourth child
Families with an adjusted net income below $17,397 qualify for the full amount, with partial payments available up to $28,500.
Additionally, the Prenatal–Early Childhood Nutrition Supplement offers $150 per month for children under 5 (or during pregnancy) for eligible families, helping cover nutritional needs during critical early years.
4. Northwest Territories: Child Benefit
The Northwest Territories Child Benefit provides monthly support for families with children under 18, with no changes to amounts for 2025–26. For children under 6:
- $67.91 for the first child
- $54.34 for the second child
- $44.16 for the third child
- $37.34 for the fourth child
- $30.58 for each additional child
For children aged 6–17, the amounts are slightly lower:
- $54.33 for the first child
- $43.50 for the second child
- $35.25 for the third child
- $29.92 for the fourth child
- $24.41 for each additional child
Full benefits are available for families with incomes of $30,000 or less, with payments phasing out above $80,000.
This benefit helps families in the Northwest Territories manage the high cost of living.
5. Nova Scotia: Child Benefit
The Nova Scotia Child Benefit (NSCB) offers $127.08 per child monthly for low- and modest-income families. The rates remain unchanged for 2025–26.
Families with an adjusted net income of $26,000 or less receive the full amount, with partial payments available up to $34,000.
This benefit provides consistent support for Nova Scotia families.
6. Nunavut: Child Benefit and Workers’ Supplement
The Nunavut Child Benefit (NUCB) provides $29 per child under 18 monthly, with no changes for 2025–26.
Families with earned income above $3,955 may also qualify for a territorial workers’ supplement of $24.16 per month for one child or $30.75 for two or more children.
Partial payments are available for incomes over $22,065, making this a vital resource for Nunavut families.
7. Ontario: Child Benefit Increase
Ontario’s Ontario Child Benefit (OCB) is getting a small boost for 2025–26.
Eligible families can now receive up to $143.91 per child monthly, up from $140 last year.
This tax-free payment supports low- and moderate-income families, with payments phasing out for incomes above $26,364.
The slight increase reflects Ontario’s commitment to helping families keep up with inflation.
8. Prince Edward Island: New Child Benefit
The PEI Child Benefit (PEICB), launched in January 2025, is now in its first full benefit year. Eligible families can receive:
- $30 per child monthly for incomes below $45,000
- $20 per child monthly for incomes between $45,000 and $80,000
Families earning over $80,000 do not qualify.
This new benefit is a game-changer for low- and medium-income families in PEI.
9. Yukon: Child Benefit Boost
The Yukon Child Benefit (YCB) is increasing slightly for 2025–26, offering $78.08 per child monthly, up from $76.50 last year.
This tax-free payment supports families with children under 18, with benefits phasing out for incomes above $35,000. Yukon families will appreciate this small but meaningful increase.
Provinces Without CCB Top-Ups
If you live in Alberta, Manitoba, Quebec, or Saskatchewan, your CCB payment will include only the federal portion, as these provinces manage their own child and family benefits separately.
Check with your provincial government for details on any additional supports available.
How to Estimate Your CCB Payments
Want to know exactly how much you’ll receive?
The CRA’s Child and Family Benefits Calculator is an excellent tool.
By entering your 2024 adjusted family net income, number of children, and province or territory, you can estimate your monthly CCB payments, including any provincial or territorial top-ups.
This tool takes the guesswork out of planning your family’s budget.
Why This Matters for Canadian Families
The 2025–26 CCB increase and provincial top-ups come at a critical time as families face rising costs for food, housing, and childcare.
These payments can make a real difference, whether you’re saving for back-to-school supplies, covering extracurricular activities, or simply keeping up with daily expenses.
With payments starting as early as July 18, 2025, now is the time to check your eligibility and ensure your 2024 tax return is filed to maximize your benefits.
To ensure you’re getting the most out of the Canada Child Benefit and any provincial or territorial extras, file your taxes on time and review your eligibility annually.
The CRA’s calculator and resources like the provincial benefit websites provide all the details you need to stay informed.
Don’t miss out on the financial support your family deserves!
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